Moomoo Promo Code 2026

If you’re searching for a Moomoo promo code, the brand’s 2026 welcome offer does not need one. You can get up to $1,000 on NVDA stock through qualifying deposits, and a temporary 8.1% APY cash sweep rate.

Moomoo offers Commodity Futures Trading Commission (CFTC) regulated event contracts through Kalshi, so this guide breaks down the bonus offering. You will find each deposit tier, the holding periods that unlock your shares, and the steps to claim them. You will also see where the offer falls short, as well as practical tips you need to know.

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Moomoo promo code: What new users get in 2026

The Moomoo new user promo comes in two parts, and for both of them, you don’t need a promo code. If you don’t have an account with Moomoo, you are eligible, so you just need to open one. Have a look at how it lines up:

Account opening bonus: 8.1% APY on uninvested cash

Immediately after opening an account successfully, the platform issues an Annual Percentage Yield (APY) booster coupon. The moment you activate it, uninvested cash in the Cash Sweep program gives you a combined 8.1% APY for 60 days. Note that the boosted rate covers only the first $20,000, and you have 12 months to activate the coupon.

After the 60 days, if you wish to continue at that base rate, you need to subscribe to Moomoo Engine membership. If not, your rate becomes 0.03% APY.

Deposit bonus: Up to $1,000 in NVDA stock

This part directly rewards your net deposits, which are your total deposits minus withdrawals, with NVDA shares. As expected, the higher the new deposit, the more the rewards. But with each tier, there is an asset level you must hold before the shares unlock. The table below breaks it down better:

Net depositTotal NVDA stockRequirement to unlock
$500 or more$30Hold $500 in average assets for 60 days
$2,000 or more$100Hold $2,000 in average assets for 60 days
$10,000 or more$200Hold $10,000 in average assets for 60 days
$50,000 or more$400First $200 unlocks after 60 days at $10,000, while the remaining $200 unlocks after 120 days at $50,000
$100,000 or more$1,000First $200 unlocks after 60 days at $10,000, next $400 after 120 days at $50,000, and the remaining $400 after 180 days at $100,000

For this promotion, what Moomoo classifies as average assets are both cash and securities, similar to what you see in the ROLR review. And the holding period starts the next day, after you claim your stock. As for the unlocked shares, they become available for trading within five trading days after the waiting period is over.

To qualify for both installments, you must reside in the US and be 18+ years old with a valid Social Security Number (SSN). If you have an account and have already made a deposit, you are not eligible for this offer.

It is also worth mentioning that what you get is not a credit for event contracts. But once your share unlocks, you can choose to sell then. To get more detailed information, read the Moomoo review.

How to use the Moomoo promo code offer

Before you can use the offer, you need to have it first, and following the right order is important if you really want the most from the APY boost. Here is the step-by-step process to do so:

  1. Click on the Moomoo banners on this page to get to the official website. Then tap the “Sign up/Log In” button and open a brokerage account.
  2. Complete identity verification, which would include your SSN.
  3. Fund your account with at least $500 through ACH, wire, or instant transfer.
  4. Activate the APY booster coupon immediately after your deposit reflects.
  5. Then go on to claim your NVDA stock reward.
  6. Maintain your average assets above the tier’s threshold until the share unlocks.
  7. Enable event contract trading, and you’re free to place your first order.

Just like how a ROLR promo code doesn’t exist to get offers, you also don’t need one for Moomoo.

Holding rules to know

While the deposit bonus doesn’t have trading requirements, it comes with strict holding rules. For instance, if you withdraw it during the lockup and your assets fall below the threshold, you lose the reward immediately. But if the market movements (not withdrawals) push your assets below the threshold, the terms permit you to contact customer service for help. In that case, they may offer you a solution since you didn’t withdraw it.

Also, transfers from another broker through Automated Customer Account Transfer Service (ACATS) or free-of-payment will not count towards the stock tiers. And the NVDA shares cannot be transferred to another broker.

It is also important to mention that the promotion terms can change from time to time, at the discretion of Moomoo. So, just like the Gemini review advice, always check and confirm the latest version before making a deposit.

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Top tips for getting more from Moomoo promo codes and offers

If you want to get the full value of this welcome offer without violating any terms, keep these tips in mind.

Many users make significant deposits only to find out that it doesn’t count towards their stock tiers. The mistake they are making is not depositing with ACH, wire, or instant transfer. Only deposits made with those three methods will count towards your stock tiers, so don’t miscalculate.

The platform is concerned about your daily assets across the full holding period, and not your balance in one single day. You can always follow your trend under the Accounts section, where you see total assets and the assets trend. Whatever you do, always keep an eye on it to make sure it doesn’t drop below your threshold. And if it does, due to price fluctuations, contact support as soon as you notice it.

That 8.1% is only for 60 days from activation, and it covers only the first $20,000. So, if you switch it on before you’re certain about putting your deposit to good use, then you’re already wasting part of your 60 days.

Note that after the booster expires, the base rate continues for only MooMoo engine members. So, if you don’t intend to become a member, brace yourself for the fact that unvisited cash only brings in 0.03%. That way, you can decide in advance where your idle cash will go.

Event contracts usually trade between $0.01 and $0.99 and will settle at $1 or $0. So, if you purchase a contract at $0.40 and the outcome happens, you receive $1 at a $0.06 profit. And if the outcome does not happen, you lose $0.40. More illustration of this is in the Webull review, for interested people. While exchange fees may apply, Moomoo lists event contracts as commission-free until the end of 2026.

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Moomoo's sign-up page and platform overview

Moomoo bonus fast facts

Here are some answers to some less popular questions that people ask.

Can you swap the NVDA shares for a different stock?

Yes, if you prefer not to receive NVDA or, for some reason, you are restricted from holding it, there is another option. You can reach out to customer support to replace it for you. However, the catch is that you may or may not be able to choose the exact stock you want it replaced with; they may just replace it with another stock of comparable value.

Is the stock reward taxable?

This usually varies depending on where you reside, so it may be taxable for some and untaxable for others. The best way to know is to ask your tax advisor, just to be on the safer side.

What happens if your reward does not reflect in your account?

If you’re certain that you’ve met the necessary requirements, reach out to customer service within 14 business days of meeting them. The timing is very important because Moomoo doesn’t accept later claims. You can use the online inquiry on their website, which runs 24/7, or alternatively, phone support, which runs from Monday to Friday, 8:30 am to 4:30 pm ET.

Can two people in one household claim the bonus?

Technically, yes, similar to how the Gemini promo code works. Two people in the same household can receive one reward, but each phone or computer is entitled to only one set of deposit bonuses. So, while two household members can claim the bonus, they have to sign up and use the platform on separate devices.

Who operates the Moomoo event contracts?

The Moomoo event contracts trade on Kalshi’s CFTC-regulated exchange, offered through Moomoo Financial Inc., a futures commission merchant registered with the NFA. This structure is quite different from the regular, and due to that, certain contracts are unavailable in some states.

What markets can you trade on Moomoo?

The Moomoo prediction markets event contracts cover Federal Reserve decisions, inflation data releases, elections, and even major sporting events. The brand claims that users traded more than 1 million contracts within 24 hours of launch.

Can you trade event contracts on desktop?

Of course, you can do so through the downloadable Moomoo desktop app. The browser website only focuses on stock trading and not event contracts.

Additional offers and rewards at Moomoo

Aside from the welcome offer that you now know enough about, Moomoo has a few other promotions.

Referral promotion

If an existing Moomoo user invites you, you receive $10 trading coupons that work on both securities and event contracts. Each of the coupons applies to a buy-to-open order over $100 and remains valid for six months from issuance. Ideally, the credit should reach your account within three trading days after your first eligible order settles. If it doesn’t, reach out to support immediately.

Transfer in promotion

If you move assets from another broker between June 10 and December 31, 2026, Momoo rewards you with a cash coupon worth 3% of your first transfer. Here is what it looks like:

  • $1000 transfer in - $30 cash coupon
  • $5,000 transfer in - $150 cash coupon
  • $10,000 transfer in - $300 cash coupon
  • $20,000 transfer in - $600 cash coupon

It is also worth mentioning that this offer is only for new customers who have not opened an account before June 10, 2026.

Conclusion: Get your welcome bonus without any Moomoo promo code

You don’t need any promo code to claim the Moomoo welcome offer. As a new user, all you have to do is sign up, and you’re entitled to both parts of the offer, giving you tiered NVDA stock and an 8.1% APY boost. The good thing about them is that you don’t necessarily have to be an active trader to enjoy it; if anything, it rewards patience more. If you can keep at least $500 in your account for 60 days, don’t miss it.

Wherever you’re ready, click on the Moomoo banners on this page to sign up and start immediately.

FAQs

No, you don’t need a promo code to get the welcome offer. So long as you are registering and starting out as a new account, you are entitled to the promotion.

Not directly. The reward itself is NVDA stock and a boosted cash sweep rate. But once your shares unlock, you are free to sell them and use the cash for event contracts.

Depending on your deposit tier, it is between 60 and 180 days. You must keep your average asset value at or above the tier threshold within the period. If price fluctuations make your assets go below the average, reach out to support for a resolution immediately when you notice.

Moomoo promotions are for US residents 18+ years and above and have a valid SSN.