The trusty credit card is one of the fastest ways to fund an online betting account. It is a process that should be familiar to most reading this right now. If you have ever purchased something from Amazon or paid for an Uber ride with your credit card, you already have all the skills necessary to bet on sports with that same card.
Best Credit Card Betting Sites
Credit cards are a solid choice for newbies and experienced bettors alike because getting started will be a familiar process for most. All you need is your card, some money to spend and an account with your preferred online sportsbook. From there, it’s a simple matter of filling out your details and choosing an amount to deposit.
With that being said, there are a few peculiarities to be aware of when it comes to online betting in particular. Credit card companies and their issuers have been somewhat slow to adapt to the legalization of online gambling, and that has led to some players reporting declined deposits even though they know they have the spending power.
Most people today will have no issue when it comes to depositing with a credit card, but we’ll be digging into that and much more below. Just read on for everything you need to know about betting sites that accept credit cards.
Ranking the Best Credit Card Betting Sites
It should come as no surprise that practically every licensed betting site in the United States accepts credit and debit cards. This is by far the most common deposit method due to it being simple, familiar and straightforward. This applies whether we’re talking about online sportsbooks, casinos, poker sites or fantasy sports. Credit cards are accepted everywhere.
Finding the best credit card betting sites is really just a matter of finding the best sites in general. You can see our recommendations above or make your own picks – anywhere you end up is highly likely to accept credit cards.
It wasn’t always like this in past. At one time, we did actually have to rank betting sites based on their ability to process credit card payments due to existing banking regulations that resulted in some sites having a hard time processing credit and debit card payments. The industry has improved as a whole in that regard, so we no longer find it necessary to rank sites based on their success rates in processing payments.
To make a long story short, you can use any number of other factors to determine which betting sites are the best for you – they all accept credit cards. If you’d like to see some of our top recommendations for specific types of gaming sites, see any of these pages:
- Best online sportsbooks
- Top online casinos
- Best poker sites
- Recommended fantasy sites
- Best horse racing sites
Visa and Mastercard Are Your Best Bets
Visa and Mastercard are the two credit card brands with the widest acceptance rate at licensed gaming sites in the United States. Very few betting sites licensed in the US accept Discover or American Express directly. There are some exceptions and workarounds, but we’ll get into that shortly.
By comparison, Visa and Mastercard are accepted pretty much across the board. If you have either one of those, you should be good to go. Credit and debit cards branded with either logo will work fine at the vast majority of online sportsbooks, casinos and poker sites in the US.
Playing Online with Discover and American Express
Discover and American Express were a bit slower than Visa and Mastercard to adapt to legal online gambling in the USA, but both are being accepted at a growing number of legal betting sites.
However, a fair number of regulated sports betting and online gambling operators still do not accept Discover and/or American Express. In those cases, customers must consider alternative payment methods.
PayPal serves as a workable alternative but is not a workaround for funding a betting site with Discover or American Express. PayPal may only be used to deposit funds that are sourced from a linked bank account, not from funds uploaded via credit card.
A growing number of online sportsbooks have also come out with their own, self-branded prepaid debit cards that are directly connected to your gaming account. If you visit the cashier of a sportsbook such as SugarHouse or PointsBet, you’ll see an option to request your own prepaid card.
Requesting your card is free, and you’ll be given a virtual card that you can use instantly while a physical card is sent by mail. You’ll be given a virtual card (complete with 16-digit number, expiration date and security code) that can be used just like an actual debit card.
Issues Depositing with Credit Cards
Although progress has been made in this area, it is still not entirely uncommon for customers to have problems depositing via credit card to betting sites. If you’re sure you have adequate funds to complete the deposit, the issue is most likely anti-gambling policies employed by your bank.
The Pros and Cons of Playing Online with Credit and Debit Cards
Credit and debit cards are excellent in most cases due to their growing acceptance rates and the fact that most of us already have everything we need in our wallet. However, there are some pros and cons worth mentioning.
Frequently Asked Questions
And now we move to some of the most frequently asked questions related to using a credit card to play online. If you’ve scanned this entire page and still have questions, don’t be afraid to give your gaming site a call.