Play+ (also referred to as PlayPlus) is a prepaid debit card that can be funded online to make instant deposits at licensed gaming sites in the USA. A growing number of legal betting sites are beginning to embrace PlayPlus due to high success rates, no deposit fees and instant withdrawals.

Best PlayPlus Betting Sites

Betting Site
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The bit about high success rates is important because as some of you may know from firsthand experience, certain card issuers automatically block all transactions related to online gambling. PlayPlus works around this by allowing customers to load their prepaid Play+ cards with their credit or debit cards and then forward that money on to their online gaming accounts.

If you have had problems depositing with your own credit or debit card, Play+ serves as a handy workaround. You still use your own card to fund your gaming account but routing it through Play+ allows you to get around any restrictions your bank may have on gambling transactions.

As an added bonus, you’ll also receive a free Play+ prepaid card in the mail that can be used to access your funds instantly via ATM and to shop anywhere Discover is accepted. This is a prepaid card only, which means there are no credit checks or risks of being tempted to spend more than you have; Play+ is linked only to your online gaming account.

How to Deposit with Play+

The process of depositing with Play+ is almost identical to making a deposit with a debit card except your funds will be routed through Play+ before moving to your gaming account. After logging in to your account and choosing this method, you’ll be asked to enroll for a Play+ card and then to submit your own card’s details to complete the deposit.

Your first successful Play+ deposit will also trigger a physical Play+ card to be mailed to you within 10-14 business days. Note that you do not need to wait for your physical card in the mail; your first deposit will still go through as soon as you confirm the deposit amount.

Here it is in step-by-step form:

  1. Log in to your online betting account
  2. Visit the cashier and select “Play+”
  3. Select “enroll” or “add funds”
  4. After enrolling, submit your credit or debit card details
  5. Select an amount to deposit to your Play+ account
  6. Select an amount to move from Play+ to your online betting account

You can also fund your Play+ account with an eCheck if you’d rather not use your own credit or debit card. When making a deposit, select eCheck as your funding method and then enter your routing and account numbers to transfer funds from your bank to Play+.

PlayPlus Pros and Cons

PlayPlus has proven fairly popular because it is honestly hard to come up with many disadvantages. For the most part, Play+ only offers benefits. That being said, there are some things to keep in mind – so here’s a quick summary of the pros and cons.

PlayPlus comes in most handy for players who have had problems depositing with a credit or debit card. Some banks and card issuers still have policies in place that automatically reject deposits to known gaming sites, even sites that are legal and licensed in the United States.

If you have experienced this problem, PlayPlus is an excellent workaround because you can sign up for a Play+ account in minutes and fund that account with your own Visa, MasterCard or Discover card.

Choosing Play+ adds very little extra time to the deposit process. You can enroll and complete your deposit from within your betting site’s cashier within minutes. It’s almost as fast as depositing with your own credit/debit card directly but with a much higher success rate.

After you sign up for a Play+ card, it will be paired with your online betting account and a physical card will be mailed to you within 10-14 business days. Any money you have in your betting account can be withdrawn instantly to your Play+ account and then cashed out at your nearest ATM, used to make purchases using your Play+ card or withdrawn via electronic transfer to your bank account.

It can be difficult keeping track of fees because individual betting sites have different policies in place. Generally, most transactions made with your PlayPlus card are free of charge aside from standard ATM fees when withdrawing cash.

For reference, Golden Nugget Online charges no signup fees, no monthly fees and no deposit fees but does charge a $2.00 ATM fee and a $2.95 inactivity fee if you don’t use your card for twelve months. This seems fairly reasonable, but every betting site has some latitude in setting its own fee schedule.

Frequently Asked Questions

Betting sites have a certain amount of leeway in setting their own policies regarding PlayPlus deposits, so some details will vary from one site to the next. If you need firm answers written in stone, you may want to contact your betting site’s customer support team directly.

Play+ can be funded through your betting site’s cashier with Visa, MasterCard, Discover or eCheck. You can complete the entire deposit without ever leaving your betting site’s cashier, and deposits may be made even before you receive your actual Play+ card in the mail.

Yes. Standard and VIP users each have a different set of spending, deposit, balance and withdrawal limits:

Daily LimitStandardVIP
Maximum account balance$25,000$100,000
Withdrawal from betting accounts$25,000$100,000
Deposits to betting accounts*$2,000Varies
ATM withdrawals$500$1,000
Point of sale purchase$5,000$5,000
Cash advance$5,000$5,000

*Deposit limits vary by betting site, but $2,000 is the standard daily maximum. Contact your site’s support team for details and VIP deposit limits.

Every betting site offers a different set of withdrawal methods, but the most common for Play+ users include ATM withdrawals, eCheck transfers and in-person at your betting site’s land-based partner.

Head over to to check your account balance for free online. You can also set up free balance alerts via text or call 877-220-3988 and use the automated service (also free).

Yes. Fees also vary by site, but fees for the most part are limited. Most betting sites charge no fees for deposits or withdrawals.

To give you a general idea of what to expect, here are the fees associated with Play+ at BetAmerica Sportsbook and Ocean Online:

  • ATM withdrawal: $2.00
  • ATM decline: $0.75
  • Play+ eCheck transfer to your bank account: $2.00
  • ATM balance inquiry: $0.75
  • Paper statement by mail: $3.00
  • Foreign transaction fee: 3%
  • Inactivity fee: $2.95 per month after six months’ inactivity
  • Paper check for account balance: $10

All payment processors in the United States are required by federal to verify your identity. This includes providing your name, address, date of birth and social security number. All deposit methods require this information at some point.