Indiana offers several forms of legal, well-regulated online betting. State law permits mobile sports betting, betting on online horse racing, and daily fantasy sports. The state is also a strong contender to legalize online casino and online poker in the future.

BettingUSA has been monitoring the industry’s development from day one to provide up-to-date listings and reviews of the best Indiana betting sites.

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1
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Indiana Sports Betting

Indiana legalized sports betting in May 2019 after Governor Eric Holcomb signed HB 1015 into law.

Mobile sports betting is available to anyone 21 or older, located within the Hoosier State’s borders, allowing them to safely and legally bet on sports online. The Indiana Gaming Commission (IGC) also regulates retail sportsbooks at casinos and off-track betting facilities (OTBs).

Under the new law, casinos and horse racing satellite facilities have the opportunity to apply for licenses to operate retail sportsbooks and mobile betting apps.

State law puts the Indiana Gaming Commission in charge of reviewing licensing petitions and issuing licenses to operators who qualify. The Indiana Gaming Commission (IGC) also regulates retail sportsbooks at casinos and off-track betting facilities (OTBs).

Key things to know about Indiana sports betting:

  • Minimum age of 21 to participate
  • Customers may register from anywhere but must be located in Indiana at the time any wagers are placed
  • Wagers may be placed on professional and college sports
  • In-play betting is permitted

Mobile Sportsbooks in Indiana

Indiana law permits licensed casinos and OTBs to partner with online gaming providers to operate up to three individually branded mobile betting platforms, also known as “skins.”

Every casino and OTB in Indiana now holds a sportsbook license, and most have launched their online betting platforms.

Below is a list of approved sports betting vendors and their land-based gaming partners:

Licensee NameBrand NameLand-Based Partner
   
Unibet Indiana LLCUnibetHorseshoe Hammond
Rush Street InteractiveBetRiversFrench Lick Resort
American Wagering IncWilliam HillTropicana Evansville
Betfair Interactive USFanDuelBlue Chip Casino & Belterra Casino Resort
Caesars Interactive EntertainmentCaesars CasinoHorseshoe Hammond
Churchill Downs Interactive GamingBetAmericaRising Star Casino
Crown IN Gaming, LLCDraftKingsAmeristar East Chicago
Penn Sports InteractiveHollywood CasinoHollywood Casino
Roar DigitalBetMGMBelterra Casino Resort
Indiana Sports Gaming, LLCBetIndianaMajestic Star Casino
PointsBet Indiana, LLCPointsBetHollywood Casino
Score Digital Sports Ventures InctheScore.betAmeristar East Chicago

Additional operators are expected to join the fray in the coming months.

Rising Star Casino Resort has confirmed it plans to launch a total of three mobile betting apps in Indiana with various providers. One of those is BetAmerica, which is already live in the Hoosier State. Other companies either have a clear path to the Indiana market or have displayed a tendency to expand into every state where possible.

  • SBK Sportsbook: As CEO Jason Trost noted in an interview with BettingUSA, Smarkets plans to launch mobile sports betting in Indiana under the SBK Sportsbook brand. Once live, SBK aims to offer the best odds in Indiana by deriving pricing from its international exchange wagering platform (Smarkets). Smarkets partnered with Full House Resorts for Indiana betting.
  • BetBull: Full House Resorts has a third partnership in place with Wynn Resorts International to pursue online sports betting in Indiana and Colorado. That deal is expected to result in the launch of BetBull in both states. In 2018, Wynn Resorts and BetBull agreed to a strategic partnership that included Wynn taking a 22.5% stake in the European sports betting operator.
  • BetIndiana: The parent company of BetIndiana holds an Indiana sports betting license and is now waiting for the go-ahead from regulators. The launch of BetIndiana appears delayed by the IGC investigation into its land-based partner, Spectacle Entertainment, which operates the Majestic Star Casino riverboats.
  • FOX Bet: FOX Bet has a partnership in place with Penn National Gaming, the parent company of Hollywood Casino Lawrenceburg, and Ameristar Casino East Chicago. FOX Bet has expanded rapidly in other states and will likely debut in Indiana at some point.

Retail Sportsbook Locations

All but two Indiana casinos have opened retail sportsbooks, and are taking in-person wagers from customers. Several off-track betting locations that once focused exclusively on horse racing betting have also added sports betting to their menus.

Indiana Sports Betting Law

Indiana legalized sports betting with the passage of HB 1015 in 2019.

In addition to legalizing sports betting and establishing a licensing process, the law sets a 9.5% tax rate on operators, earmarks funding for problem gambling programs, prohibits wagers on esports, and places the Indiana Gaming Commission in charge of overseeing the industry.

Types of Sports Wagers Allowed

Indiana law (IC § 4-38) allows licensed operators to accept wagers on professional and college sports but not on esports or amateur competitions involving minors. In-play betting is also permitted.

The Indiana Gaming Commission also maintains a full catalog of sports events upon which sportsbooks may accept bets. The catalog does not necessarily mean sportsbooks accept wagers on all listed events, only that they may do so if they choose.

The current list of events authorized for betting by the IGC includes:

  • Aussie Rules Football: AFL
  • Auto Racing: Constructors’ Championships, F1, IndyCar, MotoGP, NASCAR
  • Baseball: MLB/MLB Draft, NCAA D1, Minor League AAA, Nippon Professional Baseball, KBO
  • Basketball: NBA/NBA Draft, NCAA D1, WNBA/WNBA Draft, IFB, EuroLeauge, Euro Cup, The Basketball Tournament: TBT, Australia, Brazil, China, France, Germany, Israel, Italy, Japan, New Zealand, Spain and Turkey
  • Bowling: Pro Bowling Tour
  • Boxing: Association of boxing Commission and Combative Sports, WBO, WBC, WBA, IBF, BBBofC
  • Bull Riding: Professional Bull Riding, Inc.
  • Competitions: Nathan’s Famous Hotdog Eating Contest
  • Cricket: ICC, Men’s and Women’s World Cup, South Africa Momentum One Day Cup
  • Cycling: Men’s and Women’s World Tour and Grand Tour
  • Darts: BDO, PDC
  • Football: NFL/NFL Draft, NCAA D1, AFL, CFL, XFL
  • Golf: PGA, PGA Tour Champions, LPGA, Champion’s Tour, European Tour, international events such as Ryder Cup and Presidents Cup, World Golf Championships, Korn Ferry Tour
  • Hockey: NFL, IHF, KHL, Belarus Extraleague, NCAA D1, World Championships
  • Lacrosse: Premier Lacrosse League, NCAA D1
  • Mixed Martial Arts: UFC, Bellator, One Championship, Professional Fighters League, Association of Boxing Commissions and Combative Sports
  • Olympics: Summer and Winter Games, trials
  • Specials: Academy Awards category winners
  • Rowing: FISA
  • Rugby: European Challenge Cup, Four Nations, NRL, Premiership Rugby Cup, Six Nation, Super Rugby, World Cup, World Rugby
  • Sailing: Americas Cup, International Sailing Federation
  • Skiing & Snowboarding: US Ski & Snowboard
  • Soccer: MLS, NWSL, NCAA D1, US Open Cup, FIFA, and many international leagues/tournaments
  • Softball: NCAA D1
  • Table Tennis: ITTF and ETTU
  • Tennis: ATP, WTA, NCAA D1, USTA, World Team Tennis, Austrian National Series, German National Tennis Series, Spanish Liga MAPFRE
  • Track & Field: International Association of Athletics Federations, NCAA D1

No Integrity Fees or Data Mandates

One of the more controversial issues plaguing states in the run-up to legalization is whether or not to impose integrity fees and mandate the use of official data provided by the leagues. Indiana opted against both measures in favor of letting the free market shape the industry.

Effective Regulation

Overall, Indiana sports betting law is favorable to gamblers and operators alike. Indiana avoided the twin pitfalls of integrity fees and data mandates while also authorizing mobile betting, which accounts for the lion’s share of betting handle in all states that permit online and in-person betting.

Mobile betting also provides convenience to residents and effectively channels players away from unregulated offshore sites onto licensed betting apps that provide consumer safety and generate tax revenue for Indiana.

Indiana’s current sports betting law derives from two bills introduced earlier in 2019 that sought to legalize mobile sports betting and retail sportsbooks at casinos and off-track betting parlors.

HB 1363 called for a reasonable tax rate of just 6.25% and did not include integrity fees or any provisions forcing operators to purchase data from the leagues. In fact, HB 1363 went out of its way to state that licensed sportsbooks may obtain data from any source they please when it comes to determining whether wagers are graded winners or losers.

The bill also specified low license fees of $75,000, followed by an annual $10,000 renewal fee. HB 1363 had a companion bill in SB 439 that sought to authorize sports betting. SB 439 did not specify a tax rate. It was designed to have much in common with HB 1363 to foster an easy compromise between competing visions of Indiana sports betting.

Going back to 2018, lawmakers introduced HB 1325 to legalize sports betting pending the yet-undecided Supreme Court case concerning the constitutionality of PASPA. HB 1325 included a deceptively expensive 1% integrity fee, which prompted the American Gaming Association to issue a statement opposing the bill.

That statement read in part:

While we applaud Representative Morrison’s efforts to bring legal, transparent sports betting to Indiana, handing sports leagues 20 percent of what’s left over after winnings are paid out, undercuts its economic viability. Doing so will ensure the illegal market continues to thrive in the state, and gut the tax revenues available to fund essential public services. We believe Indiana taxpayers deserve better.

Daily Fantasy Sports in Indiana

Indiana legalized daily fantasy sports in 2016 with Senate Bill 339 (full text). Governor Mike Pence signed the bill into law on March 24th, 2016 and paved the way for companies like FanDuel and DraftKings to apply for licenses and host legal fantasy contests for state residents.

Fantasy sites operated in Indiana prior to the passage of the bill, but their legal status at the time was questionable. Lawmakers finally addressed the issue with a piece of legislation that would later become known as SB 339. That law requires operators to apply for a license, pay a licensing fee and adhere to a standard of conduct designed to protect the integrity of sports, protect the customers of fantasy sites and protect the vulnerable from risking too much money.

Operators are required to pay a fee of $50,000 to $75,000, hold player funds in segregated accounts, prevent employees from sharing confidential information, prevent employees from participating in paid contests with a prize greater than $5, and to prevent athletes and anyone else involved in actual sporting contests from competing in contests in which the winning outcome derives from events that those people could possibly effect. For example, prohibiting Andrew Luck from participating in any fantasy football contests.

Indiana Horse Racing Betting

In-person and online racing betting are both legal in Indiana, provided the operators are properly licensed.

Two racetracks, three off-track betting facilities (OTBs), and licensed betting sites make up the full extent of legal wagering venues in Indiana.

The Indiana Horse Racing Commission (HRC) oversees horse racing in the state with the goals being to ensure parimutuel wagering is conducted fairly and to encourage a healthy, growing horse racing industry in general.

Some of the HRC’s duties include issuing licenses to personnel and tracks, conduct drug tests of horses and jockeys, market the Indiana horse racing industry, and adopting new regulations as needed.

Online Horse Racing Betting in Indiana

Online horse racing betting, also known as advance deposit wagering (ADW), is legal in Indiana under IC § 4-31-7.5, which begins:

“In enacting his chapter, it is the intent of the general assembly to recognize changes in technology for pari-mutuel wagering and to retain for the Indiana horse racing industry a part of revenues generated by Indian residents on wagers placed with secondary pari-mutuel organizations.”

IC § 4-31-7.5-9 lays it out even more clearly:

“Advance deposit wagering is permitted in Indiana, subject to this chapter and rules adopted by the commission.”

Some of the key regulations guiding advance deposit wagering in Indiana include:

  • Minimum age of 21 to bet on horses online
  • ADW operators must be approved by the commission to operate in Indiana
  • The annual licensing fee for approved ADW operators is $1,000 per year
  • The HRC uses 25% of the revenue collected from ADW source market fees to promote horse racing at the state fair and county fairs
  • 75% of the revenue collected from ADW fees to “promote and encourage Indiana horse owner and horse trainer participation at a permit holder’s horse racing facility”

Licensed Indiana Racetracks

Indiana is home to two permanent racetracks along with infrequent races at the state fair and county fairs. Both of the two permanent racetracks are operated by Caesars Entertainment and come equipped with a full-service casino in addition to a busy racing schedule.

Indiana Grand hosts thoroughbred and quarter horse races from April through November each year. Last year, Indiana Grand held 104 thoroughbred and quarter horse race days and six quarter horse-only race days.

On the casino side, Indiana Grand hosts slot machines, e-table games, a sportsbook, and simulcast wagering.

Harrah’s Hoosier park hosts standardbred races from March through November each year. Last year, the track held 160 race days. Access to the track is free with complimentary parking available for all visitors.

The casino at Harrah’s Hoosier Park hosts more than 2,000 slots plus e-table games, a sportsbook, and off-track racing betting.

The Horse Racing Commission also oversees races held at county fairs and at the annual State Fair as a part of the Indiana-Sired Fair Circuit. Dozens of races are held across the state at various county fairs each year, and the circuit culminates in the Indiana State Fair Championship for harness racing at the State Fair every August.

Off-Track Betting Locations

Off-track betting locations (OTBs) are authorized in Indiana, although there are just a handful of locations across the state:

Online Gambling in Indiana

Online casinos and poker sites are prohibited in Indiana. The Hoosier State is one of just a few states that explicitly outlaws participating in online gambling.

IC § 35-45-2 states that “a person who knowingly or intentionally engages in gambling commits unlawful gambling” commits an offense classified as a Class B misdemeanor. Additionally, an operator who offers online gambling in Indiana commits a Level 6 felony.

There have been no efforts to legalize online gambling in Indiana to date, but the legalization of online sports betting in 2019 may be a sign of changing attitudes.

If Indiana is to authorize online gambling, it may come about as state coffers reap the full benefit of mobile sports betting. The first online sportsbooks launched in October 2019, and it did not take long for the industry to generate large revenue numbers.

Legalizing online sports betting would also make it easier to implement any new laws authorizing online gambling. Now that regulators are acquainted with vetting online betting companies for licenses, overseeing internet security standards, and ensuring effective geofencing, the prospect of legalizing online gambling is less daunting from a technical standpoint.

Indiana Online Lottery

Indiana voters approved a referendum in 1988 to establish a state lottery, and lawmakers followed up with the Lottery Act the following year to establish the Hoosier Lottery. The first tickets went on sale in 1989, and the lottery has been running strong ever since.

The Hoosier Lottery has returned billions to winners and billions more to state programs such as the Build Indiana Fund, Police & Firefighters’ Pensions, and the Teachers’ Retirement Fund.

Online ticket sales are not yet authorized, but lottery officials have launched a study to consider the implications. The Indiana Lottery is operated by IGT, which has extensive experience in selling lottery tickets online in other states. Should officials decide to sell tickets to Powerball, Mega Millions, and instant win games online, IGT will be well-prepared to move quickly.

According to media reports, the Hoosier Lottery doesn’t require additional legislation to authorize online ticket sales. If lottery officials decide to proceed, they would be able to do so on their own timeline, without authorization from the legislature.

1988

Lottery

Indiana voters approve a constitutional amendment ending a 137-year prohibition on lotteries.

1988
1989

Horse Racing

Horse Racing, including parimutuel wagering is legalized. The first track, Hoosier Park, wouldn’t open until 1994, and off-track-betting parlors followed a year later in 1995.

1989
1993

Casinos

After multiple failures, the Indiana legislature passed a bill authorizing riverboat casinos during a special session. A tribal casino opened in 2007, and a 2015 amendment authorized riverboat casinos to move to land-based facilities.

1993
2007

Racinos

A law is passed authorizing the states racetracks to add up to 2,000 slot machines.

2007
2019

Sports Betting

Indiana legalizes retail and online sports betting.

2019