Online bill pay betting deposits allow players to transfer money directly from your bank account to your betting account without ever revealing your financial details. If you have an account at a major bank with access to online banking, there’s a good chance you can make a deposit using the bill pay method.
Legal Bill Pay Deposits Betting Sites
The nice thing about this deposit method is you do not need a credit card, debit card or an account with a third-party e-wallet service such as PayPal. All you need is an account with a major bank and the ability to log in to your bank’s online bill pay feature.
At no time do you have to submit your banking details to the betting site of your choice. After selecting online bill pay as your deposit method, you’ll be redirected to a secure page within your gaming site’s cashier. There, you’ll log in using your existing online banking information to confirm and approve the deposit.
Deposits made with this option are credited to your betting account instantly, so the entire process is fast and efficient. If you’re not too keen on the idea of sharing your banking details with various betting sites, this option is worth a shot.
We should also note that not every betting site refers to this deposit method by the same name. Some call it an online bank transfer while others call it other names.
For example, BetStars calls it a “Stars Transfer” while 888 calls it an “online banking transfer.” In any case, the basic idea is that all you have to do is select an amount to deposit and then confirm the transaction with your bank by logging in to your existing bill pay account.
Banks That Work with Online Bill Pay
The biggest potential downside to online bill pay deposits is that you must have an account with a participating bank. Most of the major banks in states with legal online betting are compatible with this deposit option. However, you may need to choose a different deposit method if you do business with a smaller bank or credit union.
We’ve researched this deposit method at numerous betting sites and have found that the following banks are the most common. Note that this list is not necessarily exhaustive and that the exact list of compatible banks will vary from site to site.
Banks most likely to work with online bill pay deposits:
Bank of America | BB&T | Capital One 360 |
Chase | CITIBANK | HSBC Bank USA |
New York Community Bank | PNC | Regions |
Santander Bank | SunTrust | TD Bank |
U.S. Bank | Wells Fargo |
Again, this is not an exhaustive list so you may want to visit your site’s cashier to see if your bank is accepted. If you like the idea of this deposit method but do not have an account with a supported bank, the next best alternative would be an eCheck deposit.
How to Make an Online Bill Pay Deposit
The process of making an online bill pay deposit is fairly straightforward assuming you have a compatible bank. The first thing is to choose a site that accepts bill pay deposits (see our recommendations above if you’re in the market for a new place to bet online).
Next, visit the cashier and select online bill pay as your deposit method. The next thing you’ll see is a list of supported banks and a field to input your desired deposit amount. The exact layout may be different depending on where you play, but the screen will likely look something like this:

Hit continue and select your bank from the list of approved banks:

Now, you’ll be taken to a screen to log in with your bank’s online banking feature. Remember to use the same information you use to log in to your bank; this is not where you log in to your betting site again.

And finally, the last screen will show your bank’s name and amount to deposit. Select “approve” if everything looks good and your betting account will be credited with the funds instantly.

Online Bill Pay Pros and Cons
Online bill pay is a straightforward deposit method without too many major cons working against it as long as you bank with a supported financial institution. That being said, there may be some shortcoming depending on your needs as a gambler. Let’s take a look at what’s good and what’s not so great.
Frequently Asked Questions
And before we go, here are some quick answers to frequently asked questions regarding online bill pay deposits.